Find the lender that says yes.
See what an SBA loan costs per month, then tell us about the deal. We find the lenders funding businesses like yours and put your file in front of one.
What it costs per month
No email · 5 seconds
Monthly payment, at the median rate
$15,039
Prime 6.75% plus 2.00, the median margin lenders charged over the last year
The most it can cost: $15,692 a month, at the Prime + 3.00 cap.
Every quarter point your lender comes down is about $161 a month.
Indicative, from Prime read and SBA loan records through . Not a quote, a commitment, or an offer of credit. Your lender sets your rate after underwriting, inside the SBA cap. SBALoanLenders does not lend and does not set pricing.
Who lends in your state, and how much they write
Search public SBA loan records to find matching lenders.
The latest of 1,915,397 approvals the SBA has published, FY1991 to FY2026, read June 30, 2026. Cancelled approvals are excluded.
| City | Industry | Amount | Months | Year | Size beside the largest loan shown |
|---|---|---|---|---|---|
| Stayton, OR | Fine Arts Schools | $550,000 | 300 | 2026 | |
| Saint Petersburg, FL | Financial Transactions Processing, Reserve, and Clearinghouse Activities | $1,987,500 | 300 | 2026 | |
| Alpine, TX | Full-Service Restaurants | $2,710,000 | 300 | 2026 | |
| Dellwood, MN | New Single-Family Housing Construction (except For-Sale Builders) | $1,500,000 | 60 | 2026 | |
| Fort Lauderdale, FL | Limited-Service Restaurants | $35,000 | 120 | 2026 | |
| Waldorf, MD | All Other Transit and Ground Passenger Transportation | $25,000 | 120 | 2026 | |
| Fairfield, NJ | Plumbing, Heating, and Air-Conditioning Contractors | $50,000 | 120 | 2026 | |
| Studio City, CA | Full-Service Restaurants | $570,000 | 120 | 2026 | |
| Mize, MS | Broilers and Other Meat Type Chicken Production | $1,780,000 | 168 | 2026 | |
| Lewisville, TX | General Automotive Repair | $175,000 | 120 | 2026 | |
| Galloway, NJ | Hotels (except Casino Hotels) and Motels | $55,000 | 120 | 2026 | |
| Bristol, VA | Plumbing, Heating, and Air-Conditioning Contractors | $275,000 | 120 | 2026 | |
| Total approved, all years | $656,299,666,053 | ||||
179,069 approvals since FY2024 across the country. Pick your state.
No credit check. Your picks arrive with the form already filled. Prefer to talk? Call (970) 876-3900
How the introduction works
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Describe the loan
Size, purpose, state. The first answers need no contact details.
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We match the file
Your answers run against the approval records lenders file with the SBA, so the fit rests on evidence.
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One lender calls
You approve the introduction first. Then one lender who funds loans like yours gets the file, and you take one call instead of six.
Before you apply
- SBA loan down payment rules Updated 2026-08-08
You need 10 percent of total project cost, not 10 percent of the purchase price. Buyers get this wrong and find out three weeks before closing.
- What an SBA loan can pay for Updated 2026-08-09
Acquisitions, buyouts, property, exports, franchises, even the loan's own closing costs. The full eligible list, and the uses that belong to a different SBA program.
- What an SBA loan costs today
Prime read
Your rate starts at Prime and your lender adds a margin. Here is what Prime is today and how high the margin can go.
Eligible States & Territories
All fifty states, the District of Columbia, Puerto Rico, Guam, the U.S. Virgin Islands, American Samoa, and the Northern Mariana Islands. Pick yours in the form above and you skip the question later.
All 56, listed
| Jurisdictions, column 1 | Jurisdictions, column 2 | Jurisdictions, column 3 | Jurisdictions, column 4 |
|---|---|---|---|
| Alabama | Idaho | Montana | Puerto Rico |
| Alaska | Illinois | Nebraska | Rhode Island |
| American Samoa | Indiana | Nevada | South Carolina |
| Arizona | Iowa | New Hampshire | South Dakota |
| Arkansas | Kansas | New Jersey | Tennessee |
| California | Kentucky | New Mexico | Texas |
| Colorado | Louisiana | New York | U.S. Virgin Islands |
| Connecticut | Maine | North Carolina | Utah |
| Delaware | Maryland | North Dakota | Vermont |
| District of Columbia | Massachusetts | Northern Mariana Islands | Virginia |
| Florida | Michigan | Ohio | Washington |
| Georgia | Minnesota | Oklahoma | West Virginia |
| Guam | Mississippi | Oregon | Wisconsin |
| Hawaii | Missouri | Pennsylvania | Wyoming |
Who pays, and who sees your file
- What does this cost me?
- Nothing. The lender pays us, and your rate comes from the lender’s own pricing, inside the SBA cap.
- What happens after I send the form?
- We read the file, find the lenders already approving loans like yours, and make one introduction after you agree to it. If nothing fits, we say so instead of shopping your file around.
- When do I learn which lender it is?
- At the introduction. Before that, matches show as anonymised cards with the evidence that makes them a fit, so you can judge the match before anyone calls you.
- Do you sell my information?
- No. The file goes to the lender you approved and nowhere else. No lists, no resale, no callbacks from six brokers.